The AI Disruption Index: FinTech Edition

See where FinTechs stand in the AI revolution and how growth leaders are adapting their marketing strategies to win.

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What this report reveals

The AI Disruption Index: FinTech Edition synthesizes insights from executive interviews, consumer surveys, and analysis of thousands of FinTech apps, revealing how AI is shifting where and how financial services brands reach customers.

Understand exactly where FinTech sits on the AI disruption curve and what it means for your acquisition strategy

Discover which marketing channels face the highest risk of disruption and where the real growth opportunities lie

Get a strategic framework, backed by BCG research, to navigate AI-driven changes before your competitors do

Insights & Resources

The CTV Measurement Playbook

True Incrementality for App Advertisers. Download the CTV Measurement Playbook, co-authored by Moloco and AppsFlyer.

May 19, 2026

The 2026 Holiday Season Index

Daily user behavior and marketing trends for app marketers.

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October 8, 2026

Beyond Borders - Mobile Gaming Insights for Global Growth

Valuable users can be found in unexpected places. For many mobile gaming marketers, it can feel comfortable to focus on familiar regions where they may have seen success in the past. However, new research suggests that stepping outside of the comfort zone can offer marketers an opportunity to rethink user acquisition strategies and unlock incremental growth.

Moloco Ads
October 29, 2024

AI Disruption Index FAQs

What is this report?

AI is changing how people shop, and not every industry is equally prepared. The AI Disruption Index is research from Moloco and BCG that maps 17 consumer industries to answer:

  • How vulnerable is my business?
  • Are my relationships strong enough?
  • Where should I invest?

The Research:

  • 283 marketing executives surveyed
  • 15 senior leader interviews
  • 3,000+ apps analyzed (200B+ downloads)

The Output:

  • Industry-specific insights, competitive positioning, and actionable recommendations backed by real data.

How was the research conducted?

The research combines three complementary methodologies. 

  1. A quantitative survey of 283 marketing executives across 17 verticals spanning 5 global regions (North America, Europe, Asia-Pacific, Latin America, Middle East/Africa).

  2. Performed in-depth interviews with 15 senior executives from leading consumer companies to explore specific adaptation strategies.

  3. Analyzed, aggregated performance data from Moloco’s platform which include 3,000+ apps with over 200 billion downloads, tracking real-time changes in user acquisition patterns, retention metrics, and customer lifetime value.

This multi-method approach provides both macro-strategic perspective and micro-behavioral insights.

What industries does it cover?

The AI Disruption Index analyzes 17 consumer verticals: 

  • Retail and e-Commerce
  • Media and streaming
  • Mobile gaming
  • Finance 
  • Travel and hospitality
  • On-Demand services (ride-sharing, food delivery) 
  • Education
  • Health and fitness
  • Social and dating
  • Productivity 
  • iGaming
  • Auto 
  • News and publishing
  • GenAI platforms

When was it published?

The AI Disruption Index was published in January 2026. The research reflects data collected throughout 2025 and represents the most current analysis of AI's impact on consumer behavior and marketing effectiveness. All survey data, executive interviews, and performance analysis were conducted between Q3 2025 and Q4 2025 to ensure findings reflect the latest behavioral trends and market dynamics.

How can I access the full findings?

You can access the complete AI Disruption Index report by filling out the form at the top of this page. The report includes detailed vertical analyses, strategic frameworks, implementation recommendations, and executive perspectives. After submitting the form, you'll receive immediate access to the report. You'll also be added to our distribution list for related resources, upcoming webinars, and event invitations (you can unsubscribe at any time).

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