
AI 颠覆指数:金融科技版
AI 正在改写金融科技行业的增长规则。查看 Moloco 与 BCG 联合发布的研究报告,了解其为增长领导者揭示了哪些关键洞察。
如今,即便是曾经的颠覆者,也正在被 AI 颠覆。BCG 与 Moloco 的最新研究显示,金融科技行业的营销领导者正全力投入,为 AI 时代的到来做好准备。


这份报告揭示了什么
《AI 颠覆指数:金融科技版》整合高管深度访谈、消费者调研与对数千款金融科技 App 的分析,揭示了 AI 如何改变金融服务品牌触达用户的地点和方式。
- 精准洞察金融科技在 AI 颠覆曲线中的位置,把握其对增长战略的意义。
- 识别面临最高颠覆风险的营销渠道,以及真正的增长机会蕴藏于何处。
- 获取由BCG研究支持的战略框架,在竞争对手之前驾驭 AI 驱动的变革。
AI 颠覆指数常见问题
What is the AI Disruption Index?
AI is changing how people shop, and not every industry is equally prepared. The AI Disruption Index is research from Moloco and BCG that maps 17 consumer industries to answer:
- How vulnerable is my business?
- Are my relationships strong enough?
- Where should I invest?
The Research:
- 283 marketing executives surveyed
- 15 senior leader interviews
- 3,000+ apps analyzed (200B+ downloads)
The Output:
- Industry-specific insights, competitive positioning, and actionable recommendations backed by real data.
What industries does this research cover?
The AI Disruption Index analyzes 17 consumer verticals:
- Retail and e-Commerce
- Media and streaming
- Mobile gaming
- Finance
- Travel and hospitality
- On-Demand services (ride-sharing, food delivery)
- Education
- Health and fitness
- Social and dating
- Productivity
- iGaming
- Auto
- News and publishing
- GenAI platforms
How was this research conducted?
The research combines three complementary methodologies.
- A quantitative survey of 283 marketing executives across 17 verticals spanning 5 global regions (North America, Europe, Asia-Pacific, Latin America, Middle East/Africa).
- Performed in-depth interviews with 15 senior executives from leading consumer companies to explore specific adaptation strategies.
- Analyzed, aggregated performance data from Moloco’s platform which include 3,000+ apps with over 200 billion downloads, tracking real-time changes in user acquisition patterns, retention metrics, and customer lifetime value.
This multi-method approach provides both macro-strategic perspective and micro-behavioral insights.
What does the BCG and Moloco partnership bring to this research?
BCG provides the strategic lens—decades guiding CMOs through disruption, C-suite perspective, organizational transformation expertise.
Moloco provides behavioral proof—billions of daily decisions across gaming, e-commerce, streaming, on-demand services.
Together, they deliver strategic perspective backed by real-time behavioral proof.
When was this report published?
The AI Disruption Index was published in January 2026. The research reflects data collected throughout 2025 and represents the most current analysis of AI's impact on consumer behavior and marketing effectiveness. All survey data, executive interviews, and performance analysis were conducted between Q3 2025 and Q4 2025 to ensure findings reflect the latest behavioral trends and market dynamics.
How can I access the full findings?
You can access the complete AI Disruption Index report by filling out the form at the top of this page. The report includes detailed vertical analyses, strategic frameworks, implementation recommendations, and executive perspectives. After submitting the form, you'll receive immediate access to the report. You'll also be added to our distribution list for related resources, upcoming webinars, and event invitations (you can unsubscribe at any time).
How can my company participate in the research?
We welcome input from marketing leaders. Future research will include additional surveys and executive interviews. Interested in participating or hosting an executive briefing for your team? Contact your Moloco representative or note your interest when accessing the report.

这份报告揭示了什么
《AI 颠覆指数:金融科技版》整合高管深度访谈、消费者调研与对数千款金融科技 App 的分析,揭示了 AI 如何改变金融服务品牌触达用户的地点和方式。
- 精准洞察金融科技在 AI 颠覆曲线中的位置,把握其对增长战略的意义。
- 识别面临最高颠覆风险的营销渠道,以及真正的增长机会蕴藏于何处。
- 获取由BCG研究支持的战略框架,在竞争对手之前驾驭 AI 驱动的变革。








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